When interest rates hit 17% in 1990, household debt was dramatically lower. Today, even with the cash rate around 3–4%, many Australians feel greater pressure. Why? Because we’re carrying far more debt. 🏦 1990: High Rates, Low Debt Household debt to income: 67.9% Housing debt to income: 31.5% Cash rate peak: 17% Back then, borrowing capacity was tighter and lending standards...
Australia’s property market could soon face one of its biggest structural shifts in decades. The Commonwealth Bank (CBA) has flagged that the federal government is “most likely” to target investor tax concessions — including the 50% Capital Gains Tax (CGT) discount and negative gearing — in the upcoming May Budget. For property owners and investors, the key question is clear: Will prices...
Auction momentum is slowing as buyers grow cautious. Rodney McLoughlin breaks down what’s changing and why the market is rebalancing.
Sydney property prices are soaring faster than borrowing power. Rodney McLoughlin reveals why more money now buys you less house.
2026 could bring double-digit price growth, but inflation has delayed rate cuts. Rodney McLoughlin breaks down what it means for buyers now.
Australian home prices are set to hit new records in 2026, with Rodney McLoughlin highlighting key trends and emerging strategies for buyers and sellers.
Affordable homes are leading the charge in price growth as the government’s 5% Deposit Scheme fuels intense competition in the lower end of the market. First-home buyers and investors are pushing values up faster for properties under the price cap, while high-end homes lag. Meanwhile, rising migration, limited supply, and ongoing affordability issues continue to reshape the market.
The RBA has held the cash rate, but housing prices are still climbing rapidly. With more than half of NSW mortgage holders in stress and limited housing supply, 2026 could be a rough ride. Here's what buyers and sellers need to know.
Sydney’s housing market continues to defy gravity as fresh inflation figures deliver a major blow to interest rate cut hopes. Meanwhile, buyer competition is intensifying across the city, driven by surging pre-approvals and federal incentives. 🔥 Rate Relief? Not Yet. The Reserve Bank has been forced to hold its fire on further interest rate cuts after shock inflation data came in well above...
Sydney's median house price hits $1.75M as Rodney McLoughlin highlights the urgent wave of buyers and lending risks driving market momentum.
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